Terms of Use

Effective date: March 14, 2026

1. Acceptance of Terms

By downloading, installing, or using the Kakeibo application ("App"), you agree to these Terms of Use. If you do not agree, please do not use the App.

2. Description of Service

Kakeibo is a personal finance tracking application based on the Japanese budgeting method. The App helps you categorize spending into four pillars — Needs, Wants, Culture, and Unexpected — and provides reflection tools for mindful financial habits.

3. User Responsibilities

• You are responsible for the accuracy of the financial data you enter into the App.
• You are responsible for maintaining the security of your device and any data stored on it.
• Kakeibo is a budgeting tool, not a financial advisor. The App does not provide financial, investment, or tax advice.

4. Subscriptions and Payments

• Free tier: Core budgeting features are available at no cost.
• Kakeibo Pro: Premium features are available through auto-renewable subscriptions (monthly or yearly) via the Apple App Store.
• Payment is charged to your Apple ID account at confirmation of purchase.
• Subscriptions automatically renew unless cancelled at least 24 hours before the end of the current period.
• You can manage and cancel subscriptions through your Apple ID account settings.
• Free trial eligibility is determined by Apple and may vary.

5. Data and Privacy

All your data is stored locally on your device. We do not collect, transmit, or store any personal or financial information. For full details, please see our Privacy Policy.

6. Data Loss

Since all data is stored locally on your device, we cannot recover data that is lost due to device damage, loss, app deletion, or data reset. We recommend using the CSV export feature regularly to back up your data.

7. Intellectual Property

The Kakeibo app, including its design, code, icons, and content, is the intellectual property of Halil Göktepe. You may not copy, modify, distribute, or reverse-engineer the App.

8. Disclaimer of Warranties

The App is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that the App will be error-free, uninterrupted, or free of harmful components.

9. Limitation of Liability

To the maximum extent permitted by law, Halil Göktepe shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the App, including but not limited to financial decisions made based on information in the App.

10. Changes to Terms

We reserve the right to update these terms at any time. Continued use of the App after changes constitutes acceptance of the new terms.

11. Governing Law

These terms are governed by the laws of the Republic of Turkey, without regard to conflict of law provisions.

12. Contact

For questions about these terms, please contact:
halilgoktepe.dev@gmail.com